A disciplined way to hold and earn on stablecoins
We aggregate T-Bill wrappers, automate rebalancing and enforce concentration caps so that capital stays both productive and defensible.
How YieldGuard compares
We aim to outperform static wrappers with automated allocation across vetted T-Bill issuers.
Competitor overview
| Protocol | Asset type | Rebalancing | Diversification | Token | Regulatory |
|---|---|---|---|---|---|
| YieldGuard | T-Bill Aggregator | Daily, automatic | Multi-wrapper | yTBill (ERC-4626) | Luxembourg RAIF |
| OpenEden | Single T-Bill Pool | Manual | Single issuer | TBILL | BVI Issuer |
| Matrixdock | Single T-Bill Pool | Manual | Single issuer | wSTBT | Cayman SPV |
| Ondo Finance | T-Bills & Deposits | Manual | Single issuer | OUSG (note) | US (QP only) |
Advantages beyond performance
YieldGuard emphasises regulatory readiness, operational resilience, and clean integration so that treasuries can adopt with low organisational friction.
- Institutional-grade compliance
Luxembourg RAIF framework with AIFM and depositary oversight, asset segregation and a documented policy stack suitable for professional investors.
- Codified risk controls
On-chain concentration caps, issuer allow-lists, and withdrawal routing rules reduce counterparty concentration and operational mistakes.
- Security and operational separation
Audited contracts, least-privilege admin, multi-sig with role separation, hardware signing and monitored execution paths.
- End-to-end audit trail
On-chain transaction history, counterparty metadata, and policy change logs make reviews and sign-offs straightforward.
- Standards-based, custody-friendly
ERC-4626 vault interface, clean token semantics and exportable data allow straightforward custody, reconciliation and API integration.
- Resilience by design
Multi-provider oracles, health checks and failure procedures for counterparties and data sources support continuity during market or vendor incidents.
- Reporting built for controllers
Deterministic NAV, benchmark comparisons and exportable ledgers support accounting, audit and board reporting without ad-hoc work.
Dynamic, Automated, Diversified
YieldGuard aims to outperform static wrappers by using a dynamic strategy. We automatically rebalance your assets daily across a diverse set of vetted T-Bill issuers, ensuring your capital is always working in the most efficient and risk-managed way possible. This proactive approach adapts to market changes, a key advantage over manual, single-issuer products.